Success Starts with the Hilda Tucker Insurance School
A Trusted Leader in Insurance Education for Over 35 Years
Why Choose Hilda Tucker?
The American Association of Insurance and
Financial Professionals, Inc. DBA Hilda Tucker Insurance School is an approved provider
(Provider ID #363212) by the Florida Department of Financial Services for both licensing and
continuing education and has been providing quality insurance education to students around
the State of Florida since 1978.
Courses and Exams
GENERAL LINES LICENSE 2-20
The Property-Casualty 2-20 license is required for selling Personal Lines and Commercial Lines of Insurance
LIFE, HEALTH, AND VARIABLE CONTRACTS
The 2-15 Life, Health and Variable Annuity License is required for selling all forms of Life Insurance, Health Insurance, Disability, Long Term Care, Medicare Supplements, HMO, Managed Care and Fixed Annuities.
Thank you so much for allowing me to sit in this weekend on the class. I have been a Commercial Lines CSR for 20 years. I had always wanted to be an agent but was so afraid of the test. In February I took the conversion class but I was too scared to take my test. I finally got the nerve to call and ask to revisit the classroom and I did, yesterday was the last day. The instructor Mr. Santiago was strict but very knowledgeable. Today I passed my test for 2-20 agent. After so many years living in fear I went in confident knowing that I was able to do it. Thanks to God, Hilda Tucker School and Mr. Santiago.
Jenny Perry is the Office and Administrative Manager for the Hilda Tucker Insurance School. She has been with
Hilda Tucker since November of 2009. Jenny enjoys cooking, crafts and spending time with her family and
pets. She is married to Joseph and has two boys, Zachary and Jacob
Lisa Hunt, CPCU, AIC, has been in the insurance business for over 20 years, with experience in auto, home, commercial liability and workers compensation claims. She has also managed a unit that handled workers compensation claims for the entire southeast. In the course of her career, she also obtained a Property and Casualty agents license (2-20); a Life, Health and Variable Annuity license (2-15); and a Series 6 License. She currently holds an active Independent Adjuster (05-20) license. Lisa is a graduate of the University of Florida, and is an avid Gator fan. She is married to Rob and has 2 sons.
T.E Payne, ARM, ALCM
Mr. Payne has over 40 years' experience in the insurance industry specializing in underwriting, loss control,
auditing, adjusting, and safety and risk management. He has worked with the Hilda Tucker Insurance School
since 2010. He teaches a wide range of continuing education and pre-licensing courses.
Linda S. Cothern
Linda Cothern is a retired banker that did a career change in 1997 to the wonderful world of insurance. She
started her new career in South Florida with an agency named All in One insurance where she promptly
secured her 220 license and began the journey of knowledge with Property and Casualty, starting with auto,
then homeowners and graduating into the world of Commercial Insurance. In 2000, she secured her 214, Life
and Annuity License to add to her list of accomplishments and later she secured her adjuster 5-20 license. Not
only has Linda worked for several major insurance agencies all over Florida, she worked for Citizens in
Jacksonville for knowledge in the underwriting sector. Linda was the first teacher to be employed in the
Gainesville area for Hilda Tucker Insurance School and she along with Deborah Taylor ,Jenny Perry and Andrew
Taylor worked together to promote the current Online training program that Hilda Tucker now offers. Linda
currently holds all of her licenses and uses them actively in teaching. Linda is married and lives in Keystone
Heights with her husband and granddaughter. Linda loves life, having fun and teaching for the Hilda Tucker
8160 Baymeadows Way West - Suite 110
Jacksonville, FL 32256
25 years licensed Life Health and Annuity and 220 General Lines
- Holds designations LUTCF and CSA
- 12 years General Agent with Mutual of Omaha
- Owner of a full lines agency for 6 years
- 13 years Teaching Pre-licensing and CE classes ( 8 yr.'s with FCCJ Collage Jacksonville FL) and 5 years as an Instructor and the Director for the Hilda Tucker Insurance School in Jacksonville, Florida.
CLU, CIC, LUTCF
Gamal Lyons has been in the Financial Services industry for over 40 years, working with several Insurance
companies and Banks in the Florida. He received his Life and Health license in the 70’s, earned the LUTCF
designation, and taught LUTC classes for over 10 years for The American College while earning a CLU
designation. He has been a General Lines licensed agent for over 30 years, spending 20 years with Allstate.
Because of his training position and experience, he also received a CIC designation, and worked with many
Gamal also holds a Series 6 license and has sold and serviced mutual fund clients with the Banks and Insurance
agencies. He has taught Pre-licensing classes for 8 years in South Florida and for the last 7 years in Jacksonville
with the Hilda Tucker Insurance School.
5104 N Orange Blossom Trail, Suite 218
Orlando, FL 32810
Anthony Becerra is the Director of Hilda Tucker Insurance School in Orlando Florida. He has been working with the Hilda Tucker School since 2007. Anthony has been licensed in Florida since 1998 and currently holds his 215 Life/Health/Annuity as well as the 220-General Lines Agents license. Starting out in the business with New York Life, and later joining Aflac, Anthony became a very successful award-winning agent with the company. He is still very active in the business and currently manages some of the largest accounts in his region. His unique teaching style coupled with a great sense of humor makes students feel at ease and gives them the confidence needed to pass the state exams. Anthony is a native Floridian and married with three children.
700 West Hillsboro Blvd - Building 4 - Suite 104
Deerfield Beach, FL 33441
Robert Lederman received a BBA Accounting degree and worked in public accounting as a CPA from 1968 until
1976. From 1976 to 1996 he was worked in the Multinational Electronics and Electrical Industry in staff
positions and as a Corporate Executive.
In 1996, Mr. Lederman obtained his insurance licenses for General Lines (2-20), Life, Health and Annuities (2-
15), and Series 6 Registered Representative. And in 1997 he opened an Allstate Insurance Agency which he
owned and operated until retiring in 2010.
In 2011, Mr. Lederman became an instructor with the Hilda Tucker Insurance School teaching pre-licensing
and continuing education classes.
John D. Black, LUTCF
John D. Black received his 2-15 Life and Health license in 1985 and became an approved instructor for the
State of Florida in 1997. In 1998 he began teaching pre-licensing and continuing education classes with the
Hilda Tucker Insurance School.
In 2001 he received the designation of LUTCF (Fellow Life Underwrit4ers Training Council) from The American
College and began teaching various LUTC courses for The American College.
Mr. Black established Prestige Pointe Financial Services, PA in 1997. Prestige Pointe is an insurance agency
specializing in life insurance and financial products.
Melvin G. Bailey, CLU, LUTCF
Melvin Bailey entered the insurance industry in 1975 as an agent with Island Life Insurance Company. He
became a consistent producer qualifying for most of the top awards including Underwriters Sales
Achievement, International Quality Award and membership in the Million Dollar Round Table Club on several
In 1980, he was appointed a Unit manager, requiting and managing a number of agents. In 1990, he joined
Dyoll Life Insurance Company as manager of their New Kingston Branch which became the leading branch in
the company. In 1993, he was transferred to the home office as Director of Agencies with the responsibility of
overseeing the operations of several branches. Two years later he was promoted to Director of Sales and
Marketing when the Group Insurance Division was added to his portfolio.
He moved to South Florida in 2001 and is currently an independent insurance agent and part-time insurance
instructor with the Hilda Tucker Insurance School conducting pre-licensing and continuing education classes in
insurance and financial services.
Mr. Bailey is a Chartered Life Underwriter (CLU) and a graduate of the Agency Management Training School.
He is committed to using his knowledge and experience in helping other achieve their goals.
H. Jay Hargest, CPCU, AMIM
Jay Hargest graduated from Clark University in Worcester, Massachusetts with a B.S. in B.A. He entered the
U.S. Air Force and served in South East Asia being discharged with the rank of captain.
In 1983, Mr. Hargest obtained his General Lines (2-20) insurance license after having attended the Hilda
Tucker Insurance School for his pre-licensing course. He also obtained the Life, Health, and Annuity (2-15)
license at the same time.
Mr. Hargest went to work for Metropolitan Insurance Companies and later as an underwriter for
Transportation Casualty Insurance Company. After this he purchased a small P&C agency, Dania Insurance
Agency, to which he added marine insurance to their product line.Mr. Hargest obtained his Chartered Property Casualty Underwriter (CPCU) and Associate in Marine Insurance
Management (AMIM) professional designations along with a Coast Guard Master’s license.
Due to health issues, Mr. Hargest sold his agency to Tri-County Insurance Agency of Hallandale, Florida and
later worked for Arthur J. Gallagher Agency in their marine division.
Currently, Mr. Hargest is semi-retired and teaching both pre-licensing and continuing education with the Hilda
Tucker Insurance School.
Joseph Santiago, CPIA, CPII, PIAM
Experience: Since 1999 working, learning and building companies in the insurance industry, specializing in
Medical Malpractice insurance. In 2006, founded Advanced Professional Services to assure that doctors and
other healthcare providers receive the best possible service from an independent agent. Graduated from FAU
(GO OWLS!!) and prior to founding APS, I was the President and Marketing director of another insurance
company building over 2,000 policyholders and exceeding $25 Million in premium. Love: My Family, Music,
Sports and Live performance/ Concerts.
Kenneth C Ehrhart, LUTCF
Ken Ehrhart graduated from Iowa Wesleyan College with a B.A. He was a college football coach and recruiter
for five years with Iowa Wesleyan College. In 1981 he obtained licenses for the Series 6, 63, 26, Life, Health,
and Property Casualty and became a senior training instructor for Farm Bureau Insurance in Des Moines, Iowa.
Mr. Ehrhart has more than 30 years’ experience in insurance training, sales, and marketing with expertise in
the areas of recruiting, field development, sales program designs, and presentations. During this time he
obtained the LUTCF designation and taught LUTC classes for The American College.